Terms of Service for Car Loan Services
These Terms of Service (“Terms”) govern your use of the car loan services (the “Services”) provided by Loan and Car (“we,” “us,” or “our”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.
1. Eligibility
You must be at least 18 years old and legally capable of entering into contracts to use our Services. By using our Services, you represent and warrant that you meet these eligibility requirements.
2. Loan Application
To apply for a car loan through our Services, you must provide accurate and complete information on the application form. By submitting an application, you authorize us to verify the information provided and perform any necessary credit checks.
3. Loan Approval
Approval of your car loan application is subject to our discretion and satisfaction of our underwriting criteria. We reserve the right to deny any application or impose additional conditions on loan approval.
4. Loan Terms
The terms of your car loan, including interest rates, repayment schedule, and fees, will be provided to you upon approval of your application. You agree to adhere to the terms and conditions outlined in your loan agreement.
5. Payments
You are responsible for making timely payments according to the schedule outlined in your loan agreement. Failure to make payments may result in late fees, penalties, and adverse effects on your credit score.
6. Use of Funds
The funds disbursed to you through our Services must be used solely for the purchase of the specified vehicle. Any deviation from this intended use may constitute a breach of these Terms.
7. Termination
We reserve the right to terminate or suspend your access to the Services at any time for any reason, including but not limited to violation of these Terms or failure to make timely payments on your loan.
8. Intellectual Property
All intellectual property rights related to the Services, including but not limited to trademarks, logos, and content, are owned by us or our licensors. You may not use, reproduce, or distribute any of our intellectual property without our prior written consent.
9. Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way related to your use of the Services.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.
11. Changes to Terms
We reserve the right to modify or revise these Terms at any time by posting the updated version on our website. Your continued use of the Services after any such changes constitutes your acceptance of the revised Terms.
12. Contact Us
If you have any questions or concerns about these Terms, please contact us at contact@loanandcar.com.